About This Fixed Deposit Calculator
A Fixed Deposit (FD) is one of the safest and most popular investment options in India. It allows you to earn guaranteed returns at a fixed interest rate over a selected period. To help you plan your investments smartly, our FD Calculator instantly shows how much your money will grow over time.
This tool is designed to give you a clear, accurate, and fast calculation of your maturity amount, total interest earned, and total investment, based on the details you enter. It eliminates the need to manually apply formulas, making investment planning simple and stress-free even for beginners.
Our FD Calculator uses annual compounding, which is the standard method used by most Indian banks and NBFCs. You can adjust the FD amount, interest rate, and investment duration using the easy input fields and sliders. The calculator also displays a visual doughnut chart to help you quickly understand how much of your maturity amount comes from your principal and how much from interest.
Whether you’re planning for short-term savings or long-term financial goals, this FD Calculator helps you compare different scenarios, choose better investment options, and make informed financial decisions. It works on all devices—desktop, tablet, and mobile—ensuring a smooth and user-friendly experience.
How to Use the FD (Fixed Deposit) Calculator
Are you planning to invest in a Fixed Deposit (FD) and want to know how much money you will earn at the end of the term? Our FD Calculator makes it quick and easy to calculate your maturity amount, interest earned, and total investment.
Step 1: Enter Your FD Amount
- In the FD Amount field, type the amount you want to invest.
- You can also use the slider below the input box to adjust the amount easily.
- Example: ₹50,000.
Step 2: Enter the Interest Rate
- Enter the annual interest rate (p.a) offered by your bank or financial institution.
- The calculator allows you to input a rate anywhere between 1% to 20%.
- You can also adjust it using the slider for convenience.
- Example: 7% p.a.
Step 3: Enter the Investment Duration
- Specify the duration of your FD in years.
- You can use the number input or the slider to select the term.
- Example: 5 years.
Step 4: View the Results
Once you fill in the above details, the calculator automatically computes:
- Total Investment: The principal amount you have invested.
- Interest Earned: The total interest your FD will earn over the selected period.
- Maturity Amount: The total amount you will receive at the end of the FD term (Principal + Interest).
Step 5: Visual Representation
- The calculator shows a doughnut chart that clearly illustrates your principal vs interest earned.
- The green section represents your investment, and the blue section shows the interest earned.
- This helps you quickly understand the growth of your money.
Tips for Using the Fixed Deposit Calculator
- Adjust the amount and duration: Experiment with different amounts and terms to find the best investment option.
- Compare rates: Try different interest rates to see how small changes affect your maturity amount.
- Plan for your goals: Use the calculator to plan for future needs like education, home purchase, or retirement.
Why Use This Fixed Deposit Calculator?
- Quick and easy online calculation.
- No manual calculations or formulas required.
- Helps make informed investment decisions.
- Fully mobile-friendly and responsive.
💡 Pro Tip: For higher returns, consider exploring compounding frequency (monthly, quarterly, or yearly) offered by different banks. Our calculator currently assumes annual compounding, which is standard for most FDs.
