How to Use the Lumpsum Calculator
Using this Lumpsum Calculator is simple and helps you estimate the growth of your one-time investment over a period of time. Follow these steps:
1. Enter Your Lumpsum Investment
- Locate the “Lumpsum Investment (₹)” field at the top.
- Enter the amount you want to invest in a single payment.
- You can also adjust the value using the slider below the input box for convenience.
- Example: ₹50,000.
2. Set the Expected Annual Return
- Find the “Expected Return (p.a)” field.
- Enter the expected rate of return per year in percentage.
- You can use historical market averages or consult a financial advisor.
- Example: 12% per annum.
- The slider below allows quick adjustment.
3. Define the Investment Duration
- Enter the number of years you plan to keep the investment in the “Investment Duration (Years)” field.
- You can also adjust the duration using the slider.
- Example: 10 years.
4. View the Results
Once you enter all values, the calculator automatically updates the following:
- Total Investment – The original amount you invested.
- Interest Earned – The growth of your investment due to compounding.
- Maturity Amount – The total corpus at the end of the investment period (Investment + Interest).
5. Visual Representation
- The doughnut chart below the results shows a visual comparison of your investment vs interest earned, helping you understand the growth distribution at a glance.
Tips:
- Experiment with different amounts, returns, and durations to see how your money grows.
- Use this tool for planning short-term or long-term financial goals.
- Remember, the calculator provides estimates based on compound interest and may vary with actual market performance.
💡 Summary:
The Lumpsum Calculator is a quick and easy way to plan your investments and see potential returns before investing. Just input your amount, expected return, and duration, and the calculator does the rest instantly.
